American National Bank of Texas

  • Director of Mortgage Sales and Operations

    Posted Date 2 weeks ago(11/1/2018 5:02 PM)
    Job ID
    2018-2790
    Location
    US-TX-Plano
    Location Name
    Plano
  • Overview

    Guided by our values since 1875, American National Bank of Texas strives, through the power of relationships, to be the preferred bank of choice for individual and business customers in the communities that we serve.

    Building relationships with our customers, employees, and communities are at the core of everything we do. Join us as we provide our customers with solutions, not just products.  We believe in teamwork and empowering high performers who are committed to our mission while achieving personal and professional success. 

    Responsibilities

    The Director of Mortgage Sales and Operations is responsible for all mortgage lending activities including 1‐4 family and interim 1-4 family construction loans. The individual develops mortgage lending policies and procedures for approval by designated EVP, loan committee, managing executive and or directors as defined by bank policy. The individual may review and approve mortgage applications within defined final authority levels. The individual also determines interest rate schedules, and manages all aspects of the secondary market relationships. Additionally, the individual guides and directs activities of subordinates under his/her immediate control.

    • Directs sales team and participates in business development activities to make and service a broad scope of mortgage, real estate, and construction loans.
    • Oversees the activities of the mortgage support functions including processing, underwriting, and loan closing and secondary market sales.
    • Coordinates implementation and enhancement of operational systems and procedures and with other operational areas of the bank which book and service mortgage loan products.
    • Manages growth through a strategic vision to meet or exceed established goals.
    • Ensures a safe, sound and profitable mortgage loan portfolio is maintained.
    • Assures other business units within the bank comply with all regulatory governance applicable to the products managed by the business unit; coordinates with the Audit/Compliance divisions and Loan Review for audits and reporting.
    • Negotiates secondary market and investor contracts for mortgage sales.
    • Position subject to SAFE Act registration requirements

    Qualifications

    • Bachelor's degree or equivalent educational/work experience
    • 10 years in a leadership role in the mortgage business from a bank, mortgage company or credit union
    • Experience in building both Inside and Outside Mortgage Sales Teams
    • Qualify for registration with the National Mortgage Licensing & Registry (NMLS)

     

    Skills

    • Experience creating and implementing strategic plans
    • Experience working with portfolio, secondary market and government loan programs
    • Experience with mortgage loan origination software experience such as Ellie Mae Encompass
    • Must possess proven ability to hire, train and grow a sales team as well as a team of processors, underwriters and closers
    • Working knowledge of Microsoft Excel and MS Word
    • Travel to a variety of locations to perform work and/or attend meetings as required.
    • Work occasionally requires more than 40 hours per week to perform the essential functions of the position
    • Lifting in an office setting may be required up to 30lbs

     

    Equal Opportunity Employer

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