American National Bank of Texas

  • Loan Review Analyst

    Posted Date 3 months ago(5/1/2018 12:18 PM)
    Job ID
    2018-2626
    Location
    US-TX-Terrell
    Location Name
    Terrell
  • Overview

    Guided by our values since 1875, American National Bank of Texas strives, through the power of relationships, to be the preferred bank of choice for consumers and businesses in the communities that we serve. 

    Building relationships with our customers, employees, and communities is at the core of everything we do. Join us as we provide our customers with solutions, not just products.  We believe in teamwork and empowering high performers who are committed to our mission while achieving personal and professional success. 

    Responsibilities

    The Loan Review Analyst is responsible for monitoring the quality of the loan portfolio to ensure credit standards are maintained and loans conform to established policies. The position may assist in the classification of loans, may report review findings to management and loan officers, and may make recommendations for adjustments to the loan portfolio to mitigate present or future risks on problem loans.

    • Participates in credit and policy conformance reviews for loan portfolios across the bank
    • Prepares monthly and quarterly reports detailing the activity in each of the lending products and provides to management
    • Verifies quality, completeness and accuracy of supporting loan documentation and analysis
    • Conducts written reviews of large commercial and real estate borrower relationships to summarize credit quality based on financial trends
    • Conducts portfolio reviews of interim construction loans and subsidiary portfolio reviews

    Qualifications

    • Bachelor’s degree in Finance or Business or equivalent educational/work experience.
    • 7 years of experience in large-dollar commercial loan review, underwriting or portfolio management of a commercial/wholesale lending portfolio, or comparable experience as a consultant or financial regulator.

    Skills

    • Responsible for monitoring the quality of the existing loan portfolio and ensuring that loans conform to established policies
    • Evaluates the bank’s overall asset quality, assessing compliance with lending and portfolio policy, loan approvals, and evaluating and reporting on risk rating integrity
    • Makes recommendations to senior management for strengthening of the lending practices and procedures
    • Working knowledge of Microsoft Excel and MS Word
    • Lifting in an office setting may be required up to 30 lbs.

     

    Equal Opportunity Employer

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